Balancing living with paying the bills

One of the hardest things about MM entering our lives 20+ years earlier than the average is that we are still
in our “wage earning” years. Translated: while we would just LOVE to make the most out of every day and
do the whole “live like you were dyin’ ‘ thing, we have a mortgage, daughter who has not been through college yet, and bills to pay and no way to retire and